Mortgage Reform and Anti-Predatory Lending (Title XIV of DFA) will be administered by the new Bureau of Consumer Financial Protection. The relevant section focuses on standardizing data collection for underwriting and imposes obligations on mortgage originators to only lend to borrowers who are likely to repay their loans. The Act also covers in greater detail residential mortgage loan organization standards, minimum standards for mortgages, high cost mortgages, mortgage servicing and appraisal activities, mortgage resolution and modification
Many thanks Bureau of Consumer Financial Protection.
PS: Compiling the salient features. Will update more inputs soon